How you benefit?

With RiftLend, we aim to simplify the lending experience in a multichain world, thanks to Interops on the Optimism Superchain.

We believe interoperability is the future of cross-chain communication. It enables seamless processes without any cross-chain contract calls by using events verified in the CrossL2Inbox, ensuring necessary security guarantees.

Natively integrated into the op-stack, it eliminates existing middlemen bridges for cross-chain applications. This empowers app developers to create complex interaction designs like RiftLend.

With Interop, RiftLend synchronizes reserve states across chains, offering consistent interest rates for lenders and borrowers, regardless of the underlying chain.

How are we different?

For Users

1. Rate Stability Across All Markets

  • Avoid significant interest rate spikes. Learn More

  • Benefit from better lending rates and reduced borrowing costs.

  • Enjoy peace of mind for borrowers often liquidated due to interest rate spikes.

2. Solving Liquidity Fragmentation

  • Unified reserves state

  • Enhanced lending and borrowing rates

  • Improved liquidity retention across chains

3. Seamless User Experience:

Users no longer need to worry about chain-specific limitations. Deposit on one chain, borrow on another, and repay from another. Where you are is no longer important, because RiftLend handles the complexities

  • Empowering users to use any chain they prefer.

  • Eliminating risky bridging operations.

  • Minimized transactional error.

4. Interoperability benefits (User empowerment):

  • Lend on any Superchain where your assets are; no bridging needed.

  • Borrow on any chain, regardless of where you lent.

  • Repay on any chain where you hold funds.

  • Withdraw to or from any chain.

For Developers:

RiftLend allows users to access liquidity across multiple chains, enabling them to initiate, borrow, and repay in a single interaction—a parallel multi-chain experience.

2. A new interop-std library empowers developers to:

  • Manage cross-chain deployments

  • Handle governance seamlessly

  • Build advanced cross-chain tools like liquidation and flashloan bots with ease.

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